The Hidden Cost of Living Paycheck to Paycheck
Aug 24, 2025
Why It’s More Expensive to Be Broke
Most people assume that living paycheck to paycheck just means being short on savings. In reality, it’s much more costly. Overdraft fees, payday loans, high-interest credit cards, and late-payment penalties eat away at hard-earned income — often costing households thousands of dollars per year.
How SplitPay Helps Break the Cycle
Bill Splitting: Aligns rent and bills with income to avoid overdraft fees.
Safe Access to Funds: Provides up to $500 without high-interest debt.
Flat Pricing: Predictable fees eliminate financial surprises.
By solving the timing mismatch between paychecks and bills, SplitPay helps families keep more of their money where it belongs — in their pockets.
Align your Paycheck & Bills with Hometab
Sync Your Bills & Paycheck While Boosting Your Credit
Hometab is a subscription-based platform that helps Americans manage essential expenses by providing safe access to funds, aligning bills with paychecks, and offering optional credit-building tools — all without loans, interest, or hidden fees.
Align your Paycheck & Bills with Hometab
Sync Your Bills & Paycheck While Boosting Your Credit
Hometab is a subscription-based platform that helps Americans manage essential expenses by providing safe access to funds, aligning bills with paychecks, and offering optional credit-building tools — all without loans, interest, or hidden fees.
Align your Paycheck & Bills with Hometab
Sync Your Bills & Paycheck While Boosting Your Credit
Hometab is a subscription-based platform that helps Americans manage essential expenses by providing safe access to funds, aligning bills with paychecks, and offering optional credit-building tools — all without loans, interest, or hidden fees.